cheapest place to live

Looking to find the cheapest place to live in the USA? Well, look no further! In this article, we'll explore various data-driven factors that influence the cost of living and unveil the top affordable cities in the Midwest.

We'll also highlight the best budget-friendly options on the East Coast, including cities that offer a low cost of living without compromising on quality of life.

Additionally, we'll uncover hidden gems for affordable living in the South, where you can find affordable housing options and a lower overall cost of living.

And finally, we'll discuss budget-friendly destinations on the West Coast, where you can enjoy a high standard of living without breaking the bank.

So, if you're ready to save some serious cash, let's dive into this insightful journey together!

Key Takeaways

  • The Midwest offers affordable options for living, with cities like Des Moines, Kansas City, and Indianapolis having low cost of living and thriving job markets.
  • The East Coast has budget-friendly options such as Myrtle Beach, Daytona Beach, Richmond, and Baltimore, with affordable housing and below national average cost of living.
  • The South has hidden gems like Huntsville, Chattanooga, and Fayetteville, with lower cost of living compared to the national average and access to outdoor activities and cultural events.
  • The West Coast also has budget-friendly destinations like Portland, Sacramento, Boise, Tucson, and Spokane, with average rents ranging from $900 to $1,500.

Factors Influencing Cost of Living

You should consider several factors that influence the cost of living in determining the cheapest place to live in the USA.

Two significant factors that have a direct impact on the cost of living are local taxes and the housing market.

The impact of local taxes on the cost of living can vary widely from one place to another. Some states have high income tax rates, while others have low or no income taxes at all. Additionally, property taxes can also significantly affect the overall cost of living.

On the other hand, the influence of the housing market is also crucial. The cost of housing, including rent and mortgage payments, can greatly impact the affordability of a particular area. Areas with a high demand for housing and limited supply tend to have higher housing costs, thus increasing the overall cost of living.

Top Affordable Cities in the Midwest

There are three top affordable cities in the Midwest that offer low living costs and a high quality of life. Economic growth in the Midwest has led to the development of cities that provide affordable living options without compromising on quality of life.

One such city is Des Moines, Iowa. With a low unemployment rate and a thriving job market, Des Moines offers its residents a comfortable lifestyle at an affordable price.

Another affordable city in the Midwest is Kansas City, Missouri. Known for its low cost of living and strong job market, Kansas City provides its residents with a high quality of life.

Lastly, Indianapolis, Indiana, offers affordable housing options, a growing economy, and a diverse range of recreational activities, making it an attractive choice for those seeking an affordable and fulfilling lifestyle in the Midwest.

Best Budget-Friendly Options on the East Coast

Check out these affordable cities on the East Coast that offer budget-friendly living options without sacrificing quality of life.

When it comes to finding affordable beach towns, Myrtle Beach, South Carolina, stands out. With its beautiful beaches and low cost of living, it's a great option for those looking to live near the ocean without breaking the bank.

Another affordable beach town is Daytona Beach, Florida, known for its stunning coastline and affordable housing market.

If you prefer a more urban setting, consider low-cost urban areas like Richmond, Virginia, where the cost of living is below the national average. Baltimore, Maryland, is another great option, offering affordable housing options in charming neighborhoods.

These cities provide affordable living options on the East Coast without compromising your budget.

Hidden Gems for Affordable Living in the South

If you're looking for an affordable place to live in the South, but don't want to sacrifice quality of life, then consider these hidden gems.

When it comes to low cost housing options, there are several cities in the South that offer a great value for your money. According to a cost of living index comparison, some of the most affordable cities in the South include Huntsville, Alabama; Chattanooga, Tennessee; and Fayetteville, Arkansas.

These cities boast a lower cost of living compared to the national average, making them attractive options for budget-conscious individuals.

In addition to affordable housing, these hidden gems also offer a range of amenities, including access to outdoor activities, cultural events, and a strong sense of community.

Budget-Friendly West Coast Destinations

Looking for budget-friendly West Coast destinations where you can stretch your dollar? When comparing the West Coast to the East Coast in terms of affordability, it's important to consider the cost of living and housing options. While the East Coast may have more affordable cities overall, there are still several budget-friendly options on the West Coast. Here are some popular West Coast cities with affordable housing options:

CityAverage Rent
Portland, Oregon$1,500
Sacramento, CA$1,400
Boise, Idaho$1,200
Tucson, Arizona$1,000
Spokane, WA$900

These cities offer a lower cost of living compared to larger West Coast cities like San Francisco or Los Angeles. With affordable housing options and a variety of amenities, they provide a great value for budget-conscious individuals.

Frequently Asked Questions

What Are Some Additional Factors to Consider When Calculating the Overall Cost of Living in a Specific City or Area?

When calculating the overall cost of living in a specific city or area, factors to consider include housing and rental prices, transportation costs, healthcare expenses, grocery and utility costs, and taxes. Affordable cities in the Midwest with good job markets are Indianapolis, Columbus, and Des Moines.

Are There Any Affordable Cities in the Midwest That Offer a Good Job Market and Career Opportunities?

Looking for affordable housing and job opportunities in the Midwest? Consider cities like Des Moines, Iowa, or Omaha, Nebraska. These cities offer a good job market and career opportunities while still being affordable to live in.

Can You Suggest Any Budget-Friendly Options on the East Coast That Also Provide a High Quality of Life?

If you're looking for budget-friendly housing options on the East Coast with a high quality of life, consider cities like Pittsburgh, Baltimore, or Richmond. These cities offer a lower cost of living compared to other East Coast cities.

What Are Some Hidden Gems for Affordable Living in the South That May Not Be Well-Known?

Looking for underrated cities in the south for budget-friendly living? Discover affordable housing options in the south that may not be well-known. Find hidden gems where your money can go further.

Are There Any Budget-Friendly Destinations on the West Coast That Offer a Diverse Range of Amenities and Attractions?

Budget-friendly cities on the west coast offer affordable living options with diverse amenities. From vibrant cities like Portland and Seattle to scenic destinations like Eugene and Olympia, there's something for everyone at a reasonable cost.


Based on data and analysis, the Midwest offers some of the most affordable cities to live in the USA.

One interesting statistic reveals that the median home price in Toledo, Ohio is $85,000, significantly lower than the national average.

With a lower cost of living, residents can stretch their budget further and enjoy a higher quality of life.

Consider the Midwest if you're looking for a budget-friendly place to call home in the United States.